THE SECRET ONLINE WORLD TRYING TO EXPLOIT YOUR ACCOUNTS

t seems that every other week there is a news story about some company’s servers being hacked, exposing our personal information. While the most egregious hacks are well publicized, like last year’s Equifax breach that exposed the personal information of virtually every American with a credit history. But our Social Security numbers are not the only thing hackers are after. We have lots of valuable information on the internet. From your Apple account to your credit cards, follow along to learn more about the secret world of hackers looking to exploit your accounts.

How breaches happen

Since the advent of the internet, computers around the world become more and more intertwined through a growing, powerful network. This means every computer from our personal laptop and desktop computers at home to major data processing mega computers run by banks and credit card companies is part of the growing network of the internet. This is a good thing because it gives consumers and businesses near-instant access to information. It enables services like Google, Netflix, Amazon, and Facebook. Our smartphones wouldn’t be very smart without a connection to the internet.

But if we can connect to the internet, so can bad guys around the world who want to use that data for malicious purposes. This includes groups like the hackers who broke into Target, Home Depot, and other retailer databases to steal payment information to sketchy data miners like Cambridge Analytics who hijacked Facebook user information to promote a political campaign.

Breaches usually don’t happen because of one or two little mistakes. They are generally the result of a confluence of events, which include lax security practices at the “victim” and a targeted hacking effort by a malicious individual or group.

The worst information to lose is already public

Last year, Equifax was hacked in the most egregious example of a data breach in American history. The fallout is unprecedented, with credit data for 145 million Americans leaked in a failure of Equifax to maintain advised security standards. That hack included names, addresses, phone numbers, and social security numbers for virtually every American adult who has had a credit card or any other type of loan in the last ten years.

But that doesn’t mean hackers are going to stop. They attack banks, governments, and other institutions regularly with an end goal of financial gain. In many cases, the computer hackers won’t exploit the data they find themselves. Instead, they will sell it to the highest bidder and accept payment in Bitcoin and other cryptocurrencies, making the transaction untraceable.

Data thieves don’t stop at social security numbers and other financial information, they target accounts like Netflix, Apple, and Google as well, according to a study by Top10VPN, a VPN review site. They went undercover in the “dark web” and found out what each account is worth.